Informational use
This website provides general information about high-risk merchant account review and payment-processing fit. It is not legal, financial, tax, or compliance advice.
Terms
Terms of Use.
The basic terms for using this website, which Midnight Payments LLC ("Midnight Payments") operates, and for submitting information through it.
Effective October 22, 2026.
No approval promise
Submitting a form does not create a merchant account, promise approval, set processing terms, or create a binding provider relationship. Formal underwriting and agreements happen downstream.
Submitted information
You agree that information you submit is accurate to the best of your knowledge and may be used to respond to your inquiry and review merchant-account fit.
Website availability
Midnight Payments may change, pause, or remove website content and form flows as the site, compliance requirements, and partner processes evolve.
Governing law
The laws of the State of Colorado govern these terms and your use of this website.
Contact
Questions about these terms can be sent through the contact form or to our mailing address.
Midnight Payments LLC1905 N Sherman Street
Suite 200, PMB 1990
Denver, CO 80203
United States